The Freo Credit Score mobile application ( “App”) is owned and operated by MWYN TECH PRIVATE LIMITED (“MWYN”) a company incorporated under the provisions of the Companies Act, 2013, and having its registered office at G-405, 4th Floor – Gamma Block, Sigma Soft Tech Park, Varthur Kodi, Whitefield Post, Bangalore 560 066. To access or use the App on any compatible device you are required to accept these Terms and Conditions (“T&C”). By accepting these Terms and Conditions, you signify that you have read, understood and agree to be bound by these T&C and any other applicable law, whether or not you are a registered member of the App. As used herein, “Users” shall mean anyone who uses or accesses the App on any computer, mobile phone, tablet, console or other device (collectively, “Device”). Your continued use of the App shall be constituted as your acceptance to the T&C, as revised from time to time. If you do not agree with these T&C, please do not access and use the App. For the purposes of these T&C, “we”, “our” and “us” shall mean MWYN, and/or third-party service providers engaged by MWYN to render certain services on the App and ‘you’ and ‘your’ shall mean a User who meets the eligibility criteria set out below.